The AFD operates in Cambodia since 1993.

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In Cambodia, the main target sectors for AFD intervention are agriculture, infrastructures, the productive sector and vocational training.

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The projects


Phnom Penh Water Supply Authority in Cambodia: a beautiful and endless story!


A new AFD contribution to the development of the drinking water network in Phnom Penh will enable an additional 330,000 people to join the network.


This loan supports the ambitious investment plan of the water supply authority by improving water supply to the inhabitants of Phnom Penh city and by reducing the unequal access to the service, especially in the peripheral areas of the city. Nearly 330,000 additional people will be connected to the network. Hence AFD continues to contribute to one of the most effective public policies for the capital: more than 85% of the urban population in the central districts have now access to drinking water.

The AFD signed a EUR 30 million loan with the Royal Government of Cambodia for the rehabilitation of the Chamcar Mon water production facility (52,000 m3 / d) and the extension of the distribution network. The signing ceremony was held at the Ministry of Economy and Finance, in the presence of its Secretary of State, the Director of the Phnom Penh Water Supply Authority (PPWSA) and representatives of numerous technical Ministries and the Embassy of France.

PPWSA benefits from a total of 87 million euros in loans thanks to this fourth agreement with AFD, which marks the tenth anniversary of a long and fruitful cooperation.

► Click on the language for local press coverage in English or in Khmer


Standing ovation for Tomorrow, 2016 best documentary French Cesar award, and for film director Cyril Dion!


AFD, in cooperation with the Institut Français du Cambodge (IFC), received film director Cyril Dion, for the film screening of Tomorrow, which took place on Friday 2nd and Saturday 3rd December at IFC.

The film screening gathered the public, Cambodian authorities as well as AFD partners from every sectors. Many questions have been addressed to the film director Cyril Dion in respect of sustainable development challenges.
Discussions, specific to the Cambodian context and situation, focused on waste management, renewable energy, part of local, individual and/or collective initiatives to fight against climate change, as well as actions from development partners like AFD…

AFD which is already active in sectors such as green energy, agro ecology, or water management in Cambodia, wants to accompany and support Cambodian authorities, at different scales of intervention, in the fight against climate change.

To reach and increase awareness of authorities, companies and the general public of Cambodia, AFD local agency of Phnom Penh has produced a DVD subtitled in Khmer which will be available at the media library of IFC. The film may also be distributed widely under a partnership with Cambodian authorities or others local’s actors- this is the ideal next step for AFD”

Cambodia : Leader in ethical microfinance?


AFD is continuing to support microfinance in Cambodia and is helping the main microfinance institutions to obtain Smart Campaign certification. The result: 4 new certifications which show they comply with the client protection principles.

For ethical and responsible microfinance

It is in the context of the project to support the Cambodian Microfinance Association (an association gathering the country’s 61 microfinance institutions and NGOs) that AFD is financing the Smart Campaign certification process of several of the country’s microfinance institutions.

The NGO Smart Campaign has launched a global campaign which aims to give microfinance institutions (MFIs) the tools they need to deliver transparent, respectful, and prudent financial services to all their clients.

The microfinance industry can consequently strengthen its social nature, while remaining financially sound.

Seven client protection principles

Seven core principles have been defined by sector stakeholders (microfinance associations, microfinance institutions, international networks, NGOs and international investors) in order to establish practices that respect and protect clients :

  • Appropriate product design and delivery ;
  • Prevention of over-indebtedness ;
  • Transparency ;
  • Responsible pricing ;
  • Fair and respectful treatment of clients ;
  • Privacy of client data ;
  • Mechanisms for complaint resolution.

Cambodia: Leader in the Smart Campaign initiative

In 2015, LOLC (which was called TPC at the time) was the first Cambodian microfinance institution (MFI) to be certified.

On 11 July 2016, four new Cambodian MFIs obtained the certification granted by the NGO Smart Campaign: Amret, HKL, Sathapana and VisionFund.


This is a major success for these MFIs, but also for the rapidly growing microfinance sector in Cambodia. With six MFIs now certified, the country can pride itself on being the world leader in this client protection principles initiative (62 MFIs certified to date).

Priority sector for AFD in Cambodia

AFD has been active in the development of the microfinance sector in Cambodia since the early 1990s. Today, AFD is continuing its support in order to help microfinance address new challenges (supervision of the risk of client over-indebtedness, diversification of its products and sources of financing).

To find out more about the support for microfinance in Cambodia : our projects in Cambodia
And more about Smart Campaign


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