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Public sector transition loans for the French overseas territories (PSL-T): Subsidized loans for transitions
PSP-T assist public actors in the French overseas territories with the financing of their investment projects. These loans are dedicated to social, environmental and digital transitions in the French overseas territories and their amounts may be fully or partially subsidized.
Objective
Meet the financing requirements of public actors in the French overseas territories for investment operations in the sectors of climate change mitigation, biodiversity protection, and the reduction of vulnerabilities related to climate hazards.
Am I eligible?
You are seeking financing for investment operations that aim to promote and accelerate action for waste reduction, social inclusion, climate change mitigation or adaptation, biodiversity, and adaptation to natural risks.
You represent:
- A local authority and its group (EPCI)
- A local public enterprise
- A Chamber of Commerce
- A majority public company
- A social and intermediate housing organization
- A local or national public institution or a healthcare institution
- A State-approved civil society actor and/or with a public service mission
- An actor in the social and solidarity economy (SSE)
- An actor in the medical-social sector
To find out about our solutions tailored to your needs
Benefits
- Up to 100% of the operation financed
- Maturity of 3 to 25 years
- Mobilization of the funds possible when the agreement is signed
- Personalized support throughout the project lifespan
Type: Subsidized public sector loan
Loan-to-value ratio: Up to 100% of the operation
Amount: No maximum loan amount
Subsidy limit: €21 million (maximum amount of the loan to which the subsidy applies)
Maturity: 3 to 25 years, by derogation, possibility of up to 30 years
Grace period: 3 years maximum. By derogation, possibility of up to 7 years. The subsidy applies when the loan enters into the repayment phase, but not during the disbursement period
Rate: Subsidized loan with a fixed or variable rate
Amortization: Constant capital or constant installments
Maturities: Quarterly, semi-annually or annually
Mobilization of the funds: Possible after the signing of the agreement
Appraisal: Single or via a Multi-tranche Facility (MTF) for multi-year financing for a maximum of 3 years
