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Loans: the primary financing tool
AFD Group offers its clients a range of loan products tailored to the nature of their projects and borrower profiles.
Whether you’re a government entity, local authority, financial institution, or a public or private company, we offer a variety of financing solutions – such as treasury loans, pre-financing, long-term loans, concessional loans, and local currency loans. Our loans support your investment projects across all sectors aligned with the Sustainable Development Goals (SDGs), including infrastructure, environmental and social development, and institutional and democratic capacity building.
Explore our range of loans
Sovereign loans
© Ricardo Mueses
Non-sovereign loans
For enterprises, public institutions, and local authorities without sovereign guarantees.
© AFD / Stéphane Brabant
Fixed-rate option
Our fixed-rate loans, which are aimed at States and State-backed public entities, reduce borrowers’ uncertainty around their debt servicing costs.
© Bhoomi Gondalia / AFD
Local currency option
Our local currency financing option, which is aimed at companies, public institutions, and local authorities without a State guarantee, reduces exposure to foreign exchange risk.
Learn more about local currency financing
© AFD / Zuleika de Souza
Overseas public sector loan (PSP)
For public actors in French Overseas Territories, this loan supports long-term investment in infrastructure development.
© AFD / Brune Girard
Overseas public sector transition loan (PSP-T)
The PSP-T supports your long-term investments targeting social, environmental, and digital transitions, at a favorable rate.
© AFD / Pierre Marchal
Pre-financing of European and State grants in French Overseas Territories (PSEE)
For public and private actors in French Overseas Territories, this short-term loan advances the cash flow needed to pre-finance projects eligible for grants from the European Union, the French government, or other public bodies.
© AFD / Antoine Favreau
In addition to loans: technical assistance
Alongside financing, technical assistance can be mobilized for feasibility studies or to access specialized expertise. Expertise France meets your expert support needs in partner countries.
Our offer for the private sector
Proparco finances and supports private companies and financial institutions to promote sustainable development. Its work focuses on key development sectors such as infrastructure, agribusiness, health, and education.
Comprehensive expertise to support your projects
With its dual sectoral and geographic expertise, Agence Française de Développement (AFD) designs customized solutions tailored to your needs and local contexts. AFD operates in 167 countries and 12 French Overseas Territories. Our work also draws on the strength of the Group – with Proparco and Expertise France – and on close collaboration with our partners. This synergy embodies our approach: always “by your side.”
