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Unsubsidized public sector loans (PSLs): Financing investments in the French overseas territories
PSLs assist public actors with the financing of their investment projects in the French overseas territories. They finance infrastructure development in all your sectors of operation.
Objective
Meet your long-term financing requirements for public sector investment operations in the French overseas territories.
Am I eligible?
You are seeking financing for investment operations to develop infrastructure (transport, energy, health, for example) in the form of projects, programs or budget finance.
You represent:
- A local authority and its group (EPCI)
- A local public enterprise
- A Chamber of Commerce
- A majority public company
- A social and intermediate housing organization
- A local or national public institution or a healthcare institution
- A State-approved civil society actor and/or with a non-profit public service mission
- An actor in the social and solidarity economy (SSE)
- An actor in the medical-social sector
To find out about our solutions tailored to your needs
Benefits
- No maximum amount
- Up to 100% of the operation financed
- Maturity of 3 to 25 years
- Mobilization of the funds possible when the agreement is signed
- Possibility of converting, without charge, the tranches with variable rates to fixed-rate tranches
- Personalized support throughout the project lifespan
Type: Loan
Amount: No maximum loan amount
Loan-to-value ratio: Up to 100% of the operation
Currency: EUR
Maturity: 3 to 25 years, by derogation, possibility of up to 30 years
Grace period: 0 to 3 years, by derogation, possibility of up to 7 years
Rate: Fixed rate (by default) or variable rate (by derogation), possibility to convert, without charge, the tranches with variable rates to fixed-rate tranches throughout the term of the loan, at the borrower’s request
Amortization: Straight-line or progressive
Maturities: Quarterly, semi-annually or annually
Mobilization of the funds: Possible when the contract is signed
Appraisal: Single or via a Multi-Tranche Facility (MTF) for multi-year financing for a maximum of 3 years.
