The lack of access to affordable mortgage finance was identified in 2003 as a key constraint facing low-income households. In accordance with the Financial sector charter’s (FSC) vision, the loans provided to three banks by the AFD aimed at mobilizing private sector funding to support housing policy in favour of low- and middle-income families, thus facilitating access to housing finance for these households.
The evaluation of the credit lines revealed that most mortgage holders who benefited from the programme have been successful in servicing their loans and maintaining ownership of their properties. The spatial implications of the programmes seem however to have been overlooked, and the evaluation mentions that the programmes would have probably been implemented even without the AFD’s financing. Lastly, it recommends the incorporation of a control group to future projects in order to induce knowledge generation.
on the same regionInstitutional documentpublished in February 2020Vidéopublished in February 2020Vidéopublished in February 2020Research documentpublished in January 2020Vidéopublished in January 2020Research documentpublished in December 2019
on the same topicInstitutional documentpublished in February 2020Vidéopublished in February 2020Vidéopublished in January 2020Research documentA single indicator of strong sustainability for development: Theoretical basis and practical implementationpublished in January 2020Vidéopublished in December 2019Vidéopublished in August 2019
from the same collectionEvaluation documentpublished in July 2019Evaluation documentEvaluation Summary - Rural infrastructure development and tourism project in Lao Cai Province, Vietnampublished in December 2018Evaluation documentpublished in December 2018Evaluation documentpublished in November 2018Evaluation documentpublished in August 2018Evaluation documentpublished in August 2018