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Financial institutions and banking

Banks and financial institutions play a direct role in reducing inequality, improving access to essential services, and tackling climate change.
AFD works together with financial system stakeholders in emerging and developing countries to build a new model of sustainable finance. This model aims to meet three challenges: promoting finance that is accessible to as many people as possible; redirecting investments toward sustainable development; and building strong, resilient financial systems that can withstand shocks.
To reduce economic, geographic, social, and gender inequalities, we support the development of microfinance and the financing of the agricultural and rural sector. We invest in financial innovation and digital finance, particularly in rural areas, to promote financial inclusion and provide solutions tailored to local needs. To combat climate change and its effects, we combine financial assistance with technical support to encourage changes in practices and build strategic partnerships with public development banks.
Explore our Financial Institutions and Banking offer
Public Payment Guarantee
Intended for banks and private companies looking to invest alongside public stakeholders (States, public companies, local authorities) in infrastructure projects, the Public Payment Guarantee (PPG) mitigates the risk of payment default. It can be used in concession contracts or public-private partnerships (PPPs).

Cityriz, a guarantee for banks lending to local authorities
Cityriz facilitates the financing of sustainable infrastructure projects by African local authorities. Water, transport, energy… Cityriz provides guarantees to public and private financial institutions to help mobilize funding for projects led by local authorities and their service operators.

Non-sovereign loan
Aimed at businesses and public institutions without a State guarantee, our non-sovereign loans finance projects with high social and environmental impact that contribute to the sustainable development of our partner countries.

Local currency option
Aimed at businesses, public institutions, and local authorities without a State guarantee, our local currency option helps hedge against exchange rate risk.

Solutions tailored to your needs
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Explore Proparco
Are you a private company or financial institution? Discover our services for the private sector.
Comprehensive expertise to support your projects
With its dual sectoral and geographic expertise, Agence Française de Développement (AFD) designs customized solutions tailored to your needs and local contexts. AFD operates in 167 countries and 12 French Overseas Territories. Our work also draws on the strength of the Group – with Proparco and Expertise France – and on close collaboration with our partners. This synergy embodies our approach: always “by your side.”
