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In Kenya, where 93% of the population did not have access to health coverage until recently, patients can now subscribe to health insurance and pay for their care at a large network of hospitals using a very simple device: their mobile phone.

It’s all made possible by Kenyan start-up CarePay, and its platform M-Tiba. It’s part of a wave of mobile payment solutions in Africa. This system allows Kenyans to pay for medical appointments by activating a code on their telephone.


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