Assessing Credit Guarantee Schemes for SME, Finance in Africa - Evidence from Ghana, Kenya, South Africa and Tanzania

published in April 2012
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To assess credit guarantee schemes (CGSs) in Ghana, Kenya, South Africa and Tanzania, the authors investigated the entire supply chain running from credit guarantee providers to banks (and other financial institutions) and ultimately to small- and medium-sized enterprises (SMEs). They explored the challenges faced by SMEs in the countries studied, and they examined the degree to which banks are meeting the finance needs of these firms. Drawing on interviews, surveys and focus groups engaging over 100 organizations, they analyzed the landscape of bank financing to SMEs, and more comprehensively, the landscape of credit guarantee schemes that are aiming to catalyze increased bank financing for underserved firms. From these investigations, theyr developed a framework from which to assess credit guarantee features and performance, and identified lessons from their findings.
pdf : 2.31 MB
author(s) :
Angela HANSEN
Bilha NDIRANGU
Ciku KIMERIA
Jason WENDLE
Nadia OSHRY
issn :
1958-539X
pages :
69
number :
123
available also in : en
2.31 MB (pdf)
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