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The Ghanaian financial sector is dominated by banking institutions but also relies on a large number of non-bank financial institutions, from the formal, semi-formal or formalization sector. Microfinance in Ghana thus includes about 3,000 institutions, of which about 2/3 have very little attention from the regulator.

While only 40% of the population has access to formal financial services, support for the structuring and strengthening of the non-bank financial sector, still very informal today, is indispensable and is directly in line with current government policy.

In order to contribute to the consolidation and capacity building of microfinance in Ghana, the project is supporting the Ghana Association of Microfinance Companies (GAMC) and its members through a technical assistance program. This program targets the strongest institutions and complies with regulatory requirements.

AFD2019

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